2026 Employer Compliance Overview: Key Annual Requirements
Employers offering group health and welfare benefits must distribute required federal notices and complete annual reporting to remain compliant in 2026. Key obligations include providing Marketplace, WHCRA, CHIP, SBC, Medicare Part D, HIPAA, COBRA, and wellness program notices at specified times. Employers must also meet ERISA requirements, complete Medicare Part D disclosure to CMS, and file applicable IRS Forms 1094/1095 under Sections 6055 or 6056. Certain states also impose additional reporting requirements.
Tune In and Hear From Harry Bickel to Learn More About Ancillary Benefits
Most employers focus on medical coverage, but some of the most valuable benefits go beyond it.
In this video, we explain ancillary and worksite benefits like dental, vision, life insurance, disability, and voluntary coverages, and why they matter in building a well-rounded, competitive benefits program. We also touch on executive-level enhancements, bundled carrier incentives, and expanded support programs that add real value without added complexity.
At Precision Benefits Group, we help employers design benefits programs that support employees while staying aligned with business goals.
USPS Postmark Rule Update: Key Compliance Implications for Employers
Effective December 24, 2025, the U.S. Postal Service clarified that official postmark dates reflect when mail is first processed by automated sorting equipment, not when it is dropped off or given to a clerk. This change may affect compliance deadlines tied to mailing dates, including tax filings, COBRA notices, and benefits claims. Employers should review mailing procedures, consider verified mailing options, and encourage electronic delivery when possible to help avoid missed deadlines or penalties.
St. Joseph’s Health Remains In-Network with Horizon BCBSNJ
Horizon BCBSNJ confirms that St. Joseph’s Health will continue to be in-network, allowing members uninterrupted access to their hospitals, facilities, and doctors. The previous contract, which was set to end on March 1, will be extended, ensuring members retain in-network benefits. This agreement underscores Horizon’s commitment to collaborating with providers to make healthcare more accessible and affordable for all members.
IBX & AmeriHealth Member Tool Enhancements & Key Updates for Employers
Independence Blue Cross (IBX) and AmeriHealth have enhanced their online Provider Finder and Care Cost Estimator tools on both their public websites and member portals. Updated member flyers are now available to reflect these improvements, making it easier for employees to navigate care options and estimate costs.
In addition, AmeriHealth announced new New Jersey legislation that will impact certain plan provisions in the coming months. Employers should be aware of these changes as implementation approaches.
Both carriers continue to provide educational resources and updates, including Medicare briefings, continuing education opportunities, newsletters, and audio recaps to help advisors and employer groups stay informed.
Employers are encouraged to share the updated member tool materials with their teams to support informed healthcare decisions.
Compliance Corner! Information on the Aetna AFA RXDC Reporting
Aetna small groups must submit their RXDC reporting by March 31, 2026—late submissions will not be accepted. Emails regarding reporting were sent to all 2025-covered groups between February 2–15; check spam or junk folders if not received. Brokers can submit forms on behalf of clients. As always, our team is here to help. Contact us today if you have any questions.