At Precision Benefits Group (PBG), we understand that your individual insurance needs are unique. Our team of experts is dedicated to providing personalized solutions tailored to your specific circumstances.
Customized Individual Benefits Plans
We offer a comprehensive suite of individual insurance products designed to provide financial protection and peace of mind. Our experienced agents can help you select the right coverage to meet your unique needs and budget.
Individual Health Insurance
- Marketplace Plans: Access affordable coverage options through government-facilitated marketplaces, often with subsidies available.
- Off-Marketplace Plans: Explore additional options outside of the marketplaces, including plans from private insurers.
- Carrier Partnerships: We work with a variety of major insurance carriers in your region to find the most competitive rates and coverage options.
Medicare
- Medigap Plans: Supplement Original Medicare (Parts A and B) to cover out-of-pocket costs such as deductibles, co-pays, and coinsurance.
- Medicare Advantage Plans (Part C): Replace Original Medicare and often include additional benefits like prescription drugs, dental, vision, and hearing coverage.
Life Insurance
- Term Life: Provides coverage for a specific period, offering affordable protection for a limited time.
- Whole Life: Offers permanent coverage with a cash value component that grows over time.
- Universal Life: Combines the flexibility of term life with the cash value growth of whole life.
Disability Insurance
- Offers long-term income support if you’re unable to work due to a disabling condition.
Long-Term Care Insurance
- Activities of Daily Living (ADLs): Covers the costs of long-term care services when you can no longer perform at least two of the following activities: eating, dressing, bathing, toileting, transferring, and continence.
- Total Home Care: Policies with this feature can also cover expenses for a live-in or visiting caregiver, housekeeper, therapist, or private-duty nurse.
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Precision Benefits Group’s Commitment to You
At PBG, we’re dedicated to providing personalized service and helping you make informed decisions about your insurance coverage. Our agents are knowledgeable and experienced, and they’ll work closely with you to understand your specific needs and recommend the best products to suit your lifestyle.
Contact us today to schedule a consultation and learn more about how our individual insurance products can protect you and your family.