May 2026 Insurance Information & News

New Jersey To Expand Leave Laws

New Jersey will significantly expand employee leave rights and employer obligations starting July 17, 2026. The new law lowers the employer threshold to 15 employees, broadens eligibility to include newer and part-time workers, and introduces job protection for those using Temporary Disability or Family Leave Insurance. Employees may also choose how to sequence paid leave benefits. Employers should begin updating policies, systems, and training to ensure compliance.

may Insurance Information & News

Independence Blue Cross Reduces Prior Authorizations

IBX has reduced prior authorization requirements by 14% from 2024 to 2025, eliminating nearly 140,000 requests and improving access to care. By automating routine approvals, expanding digital submissions, and focusing clinical reviews on complex cases, IBX streamlined the process while maintaining quality standards. Enhanced transparency and provider collaboration are also helping patients receive faster, more efficient care.

IBX Expands MCES Program to Include Immunotherapies

Starting May 1, 2026, Independence Blue Cross will add 10 immunotherapy drugs to its Most Cost-Effective Setting (MCES) program. This change will guide eligible treatments to lower-cost, convenient settings like homes, physician offices, or infusion centers. While improving access and efficiency, the program maintains strict clinical guidelines to ensure patient safety, with certain high-risk cases and treatment scenarios excluded from site-of-care changes.

IBX Launches Digital Behavioral Health Navigation Tool

Independence Blue Cross has introduced a digital behavioral health navigation tool on its website and mobile app, offering members an easier way to find in-network mental health and substance use care. Users can answer a few questions to receive personalized provider matches and quickly access care—often within days. The tool also recommends self-guided resources, helping reduce barriers for those hesitant to seek support by phone.

IBX Launches Concierge Autism/ABA Program

Effective April 1, 2026, Independence Blue Cross transitioned autism and ABA therapy management to an internal concierge care team. Members are now supported by dedicated Autism Care Navigators who guide families from diagnosis through ongoing care. With clinical oversight from behavior analysts and a focus on whole-person health, the program aims to improve care coordination, enhance member experience, and provide more comprehensive support for families.

Compliance Corner! Voluntary Benefits Lawsuits Raise ERISA Concerns

A series of class action lawsuits filed in late 2025 targets major employers and benefits consultants, alleging violations of ERISA fiduciary duties in managing voluntary benefit programs. Plaintiffs claim excessive premiums, hidden commissions, and conflicts of interest harmed employees. A central issue is whether these programs fall under ERISA rules. The cases could significantly impact how employers structure, monitor, and communicate voluntary benefits moving forward.